© Copyright 1996 - 2003, Ganote & Company.  All rights reserved.

The information on this Web site and server may be viewed by the general public, but Ganote & Company and its business partners and suppliers retain ownership of all trademarks and copyrighted text and graphic images.  This means that you may not distribute the text or graphics to others without the express written permission of Ganote & Company; "mirror" or include the text or graphics on your own server or documents without our permission; or modify or re-use the text or graphics.  You may print copies of the information for your own personal use; store the files on your own computer for your personal use only; and reference hypertext documents on this server from your own documents, providing you keep intact all copyright and other proprietary notices.  Modifications of the text and graphics or use of the text and graphics for any other purpose is a violation of U.S. copyright law. Ganote & Company reserves all other rights.

The Ganote & Company logo is a trademark of Ganote & Company.

Ganote, Ganote & Company, and Powered by Ganote are trademarks or registered trademarks of Ganote & Company.

Other company and product names are the trademarks of their respective companies.

Some information contained and this Web site pertains to tentative solutions under development that have not yet been made commercially available to customers by Ganote & Company.  Ganote & Company may make changes, cease development or modify the timetable of these solutions, at any time, without notice.

In addition, Ganote & Company does not warrant or guarantee the availability for use or the accuracy or completeness of the information, text, graphics, links, and other items contained on this Web site, server or any other server.  If you decide to access any of the third-party sites that are linked from this site, you do so at your own risk.

You may download, view, copy and print documents and graphics incorporated in these documents (the "Documents") from the Site subject to the following: (a) the Documents may be used solely for personal, informational, non-commercial purposes; and (b) the Documents may not be modified or altered in any way.  Except where your use constitutes "fair use" under copyright law, you may not otherwise use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any information from this Web site in whole or in part without the express authorization of Ganote & Company.

IN NO EVENT SHALL GANOTE & COMPANY BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, OR DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU OR ANY THIRD PARTY, WHETHER IN AN ACTION IN CONTRACT OR TORT, ARISING FROM YOUR ACCESS TO, OR USE OF, THE SITE.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

You agree to defend, indemnify and hold harmless Ganote & Company, its officers, directors, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Site.

All matters relating to your access to, and use of, the Site shall be governed by U.S. federal law or the laws of the State of Kentucky.  Any legal action or proceeding relating to your access to, or use of, the Site shall be instituted in a state or federal court in Louisville, Kentucky.  You and Ganote & Company agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding.

Minors are not eligible to use the Site, and we ask that they do not submit any personal information to us.